Monarch Money MCP Server

MCP server for Monarch Money - a personal finance app that aggregates accounts, transactions, budgets, and net worth across institutions. This server gives an AI assistant read and write access to the same data the Monarch web/mobile app shows you, scoped to your own account.

People connecting this server to Claude, Cursor, VS Code, or another MCP client. The project is written in TypeScript.

One of 28 MCP servers published from pulsemcp/mcp-servers. Stars and repository activity are shared across all of them. See all 28 →

VERIFIED ACTIVE

LAST COMMIT 2026-07-26 · VERIFIED 2026-08-25

MIT · TypeScript servers · how we verify → /methodology

01 · Install Monarch Money

before you install - you'll need

Set MONARCH_SESSION_TOKEN, MONARCH_EMAIL, MONARCH_PASSWORD, MONARCH_TOTP, MONARCH_EMAIL_OTP, MONARCH_DISABLED_TOOLS, MONARCH_ENABLED_TOOLS before connecting. MONARCH_ENABLED_TOOL_GROUPS is optional or environment-specific per the README.

Claude Code

claude mcp add pulsemcp-mcp-servers-experimental-monarc -- npx -y monarch-money-mcp-server

Claude Desktop / Cursor / VS Code - add to config

{
  "mcpServers": {
    "pulsemcp-mcp-servers-experimental-monarc": {
      "command": "npx",
      "args": [
        "-y",
        "monarch-money-mcp-server"
      ]
    }
  }
}

Same JSON for Cursor. For VS Code, rename the top-level key from `mcpServers` to `servers`.

Using another client? Same JSON, different key

Claude Desktop · mcpServers

Cursor · mcpServers

VS Code · servers

Windsurf · mcpServers

Zed · context_servers

Cline · mcpServers

Roo Code · mcpServers

Continue · mcpServers

LibreChat · mcpServers

Gemini CLI · mcpServers

Codex CLI · mcp_servers

Full setup guides: every client.

02 · Evidence

Security posture

What to check before giving this server access to your agent - from the registry, GitHub, and our own probes. We don't score safety; we show what's verifiable.

runs as local process (stdio) - runs on your machine with your user's permissions

license MIT - declared in the repository

npm package monarch-money-mcp-server - unscoped; check the name against the project README before installing

registry vendor namespace com.pulsemcp - domain-verified with the official MCP registry

03 · What Monarch Money can do

Prose above is summarized from the project's README and registry record - no invented capabilities.

Latest releases

[email protected] · 2026-07-10

Fixed · Gmail deep-links emitted by list_email_conversations, search_email_conversations, get_email_conversation, and send_email now use the form instead of Two independent defects made the old links fail to open the…

[email protected] · 2026-07-09

Added · create_oauth_client tool (keys group, write): mints a non-interactive Tailscale OAuth client (client_id + client_secret) with configurable scopes and ACL tags. Unlike create_auth_key - which only enrolls…

[email protected] · 2026-07-06

Added · set_account_balance_history (manage group): edit a manual account's recorded daily balance snapshots. Previously the server could read balance history (get_account_balance_history) but had no write counterpart…

04 · Who maintains Monarch Money

monarch-money is maintained by pulsemcp. We track 29 MCP servers from pulsemcp - 28 actively maintained, 77 combined GitHub stars, oldest repo from May 2025. Full record: all servers from pulsemcp.

05 · Facts

repository: github.com/pulsemcp/mcp-servers
category: other - actively maintained as of 2026-08-25.
registry: com.pulsemcp/monarch-money (active, first published 2026-05-18 · 6 versions)
packages: npm:monarch-money-mcp-server

06 · Monarch Money FAQ

What is Monarch Money?

Is Monarch Money still maintained?

Yes - as of 2026-08-25, its last commit was 2026-07-26. We re-verify nightly.

How do I install Monarch Money?

Run `npx -y monarch-money-mcp-server`. The README documents 8 environment variables (MONARCH_SESSION_TOKEN, MONARCH_EMAIL, MONARCH_PASSWORD…) to set first. Set MONARCH_SESSION_TOKEN, MONARCH_EMAIL, MONARCH_PASSWORD, MONARCH_TOTP, MONARCH_EMAIL_OTP, MONARCH_DISABLED_TOOLS, MONARCH_ENABLED_TOOLS before connecting. MONARCH_ENABLED_TOOL_GROUPS is optional or environment-specific per the README. You can also paste the ready-made client config above.

Does Monarch Money run locally?

Yes - it's a stdio server: it runs on your machine (via npx) with your user's permissions. Your data stays local unless the server itself calls external APIs.

07 · Alternatives to Monarch Money

Alternatives to Monarch Money

Maintained other servers if Monarch Money isn't the fit.

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