Monarch MCP Server

An MCP server for Monarch Money - gives AI assistants like Claude access to your financial accounts, transactions, budgets, and more. Its 19 documented tools cover transactions, transaction, account, accounts. It runs locally over stdio via the published package.

People connecting finance tools to Claude, Cursor, VS Code, or another MCP client. The project is written in Python.

VERIFIED ACTIVE

LAST COMMIT 2026-06-30 · ★ 17 · #91 OF 283 MAINTAINED FINANCE · VERIFIED 2026-08-25

MIT · Python servers · how we verify → /methodology

01 · Install Monarch MCP Server

before you install - you'll need

Set MONARCH_EMAIL, MONARCH_PASSWORD, MONARCH_MFA_SECRET before connecting.

Claude Code

claude mcp add jamiew-monarch-mcp -- uvx monarch-mcp-jamiew

Claude Desktop / Cursor / VS Code - add to config

{
  "mcpServers": {
    "jamiew-monarch-mcp": {
      "command": "uvx",
      "args": [
        "monarch-mcp-jamiew"
      ]
    }
  }
}

Same JSON for Cursor. For VS Code, rename the top-level key from `mcpServers` to `servers`.

Using another client? Same JSON, different key

Claude Desktop · mcpServers

Cursor · mcpServers

VS Code · servers

Windsurf · mcpServers

Zed · context_servers

Cline · mcpServers

Roo Code · mcpServers

Continue · mcpServers

LibreChat · mcpServers

Gemini CLI · mcpServers

Codex CLI · mcp_servers

Full setup guides: every client.

02 · Evidence

Security posture

What to check before giving this server access to your agent - from the registry, GitHub, and our own probes. We don't score safety; we show what's verifiable.

runs as local process (stdio) - runs on your machine with your user's permissions

license MIT - declared in the repository

pypi package monarch-mcp-jamiew - check the name against the project README before installing (PyPI has no namespace ownership)

registry namespace io.github.jamiew is GitHub-verified and matches the repo owner

03 · What Monarch MCP Server can do

Prose above is summarized from the project's README and registry record - no invented capabilities.

What you can build

With this server connected, an agent can list accounts with balances, search by merchant name or keyword, create a manual transaction, and update a single transaction.

Capability map

Tools grouped from the project's README - what Monarch MCP Server lets an agent do.

read & search

6 tools - e.g. List accounts with balances; Budget data and spending analysis; Income and expense analysis

get_accounts · get_budgets · get_cashflow · get_institutions · get_spending_summary · get_complete_financial_overview

Transactions

4 tools - e.g. Transactions with date/account/category filtering; Search by merchant name or keyword; Update multiple transactions in parallel

get_transactions · search_transactions · update_transactions_bulk · get_recurring_transactions

Transaction

3 tools - e.g. Category list (compact by default); Create a manual transaction; Update a single transaction

get_transaction_categories · create_transaction · update_transaction

Account

3 tools - e.g. Investment holdings for an account (requires account_id); Account balance history; Create a manually-tracked account

get_account_holdings · get_account_history · create_manual_account

update

1 tool - e.g. Set a budget category amount

set_budget_amount

Refresh

1 tool - e.g. Trigger account data refresh

refresh_accounts

Analyze

1 tool - e.g. Multi-month trend analysis

analyze_spending_patterns

Latest releases

v0.4.0 · 2026-06-30

Transaction splitting lands, plus a full dependency refresh - and a warm welcome to our newest committer. · Highlights · Transaction splitting: two new tools, get_transaction_splits and update_transaction_splits (21…

v0.3.2 · 2026-05-29

Fixes the broken uvx monarch-mcp-jamiew install (async entry point was never awaited) and rewrites the install docs to be uvx-first across Claude Desktop, Claude Code, and Codex.

v0.3.1 · 2026-03-02

Packaging and publishing setup. · MIT LICENSE · PyPI package: monarch-mcp-jamiew (hatchling build, ~24KB wheel) · MCP Registry manifest (server.json, 2025-12-11 schema) · GitHub Actions workflow for auto-publish to…

04 · Who maintains Monarch MCP Server

Monarch MCP Server is maintained by jamiew. We track 2 MCP servers from jamiew - 2 actively maintained, 24 combined GitHub stars, oldest repo from Jan 2025. Full record: all servers from jamiew.

Spotify MCP server connecting LLMs to Spotify, with smart-batching and large-playlist tools ★ 7

05 · Facts

repository: github.com/jamiew/monarch-mcp
category: finance - ranked #91 of 283 actively-maintained finance servers as of 2026-08-25.
release cadence: 2 releases in the last 90 days (latest 2026-06-30)
registry: io.github.jamiew/monarch-mcp (active, first published 2026-03-02 · 3 versions)
packages: pypi:monarch-mcp-jamiew

06 · Monarch MCP Server FAQ

Is Monarch MCP Server still maintained?

Yes - as of 2026-08-25, its last commit was 2026-06-30 and it shipped 2 releases in the last 90 days. We re-verify nightly.

What can Monarch MCP Server do?

With this server connected, an agent can list accounts with balances, search by merchant name or keyword, create a manual transaction, and update a single transaction.

How do I install Monarch MCP Server?

Run `uvx monarch-mcp-jamiew`. The README documents 3 environment variables (MONARCH_EMAIL, MONARCH_PASSWORD, MONARCH_MFA_SECRET) to set first. Set MONARCH_EMAIL, MONARCH_PASSWORD, MONARCH_MFA_SECRET before connecting. You can also paste the ready-made client config above.

Does Monarch MCP Server run locally?

Yes - it's a stdio server: it runs on your machine (via uvx) with your user's permissions. Your data stays local unless the server itself calls external APIs.

07 · Alternatives to Monarch MCP Server

Alternatives to Monarch MCP Server

Maintained finance servers if Monarch MCP Server isn't the fit.

Pairs well with

Servers that cover what Monarch MCP Server doesn't - only shown when the pairing reason fits the companion.

More finance MCP servers · Wudao A-Share Stock Data MCP · Hermes Plant - Agent Commerce Assurance · Arbitova · Pacioli - the ERPNext broker you can hand the books · ChainRPC MCP

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